Band Councils


A savings product that generates investment income

Bond characteristics

ABSCAM offers a savings product that generates investment income.

The savings collected are invested in projects that promote the economic development of First Nations communities and their members.


Equity required:

* Learn more from a housing loan advisor and see if your Band concil is eligible for programs that do not require equity!

Interest rates:

Based on the risk associated with the project. Rates are advantageous when compared to traditional Canadian bank rates.

Loan terms:

Types of loan available:

Loans for Band Councils for higher-density social housing, infrastructure development, housing for clients with particular needs (housing for workers, the elderly, etc.), and to start, acquire, or expand businesses.

Tools for Change

In addition to financing, we offer councils a continuum of housing solutions adapted to the realities of each community. We offer tools, models, and advice for financing your projects, as well as canvassing to solicit and secure funding and the implementation of best practices proven in other First Nations communities.

ABSCAN will work with you so that your projects—both small and large—succeed

ABSCAN is here to accompany you through the different steps necessary to complete your project thanks to individualized solutions adapted to the needs, goals, and priorities of your Nation. ABSCAN is here to make your dream a reality!

We firmly believe that home ownership will help resolve the housing crisis that is currently raging in many communities.

Our “loan and tools for change” approach aims to expand the range of housing options available. With this approach, the community and its members take the initiative and share responsibility for decisions and financing, based on their own priorities, needs, and means.

First Nations should have access to financing for themselves and their members based on their borrowing capacity and the value of their assets, without the need for the ministerial or Band Council guarantees traditional banks demand.

Our involvement

We work with communities to put access to homeownership policies in place and explore solutions to create or expand the capacity to lend directly to solvent individuals, without the need for a financial guarantee. We accompany communities to implement strategies to create a housing market by creating initiatives that are likely to interest residents to “become homeowners.”